Major ways the overhaul will affect those who currently have health insurance and those who do not.

You can keep your current plan— or —you can buy coverage through new state-run insurance marketplaces, called “exchanges,” starting in 2014.
If you keep your current plan
Within six months, the plans will have to stop some practices, like setting lifetime limits on coverage and canceling policy holders who get sick. They will also have to allow children to stay on their parents’ policies through age 26 and cover children with pre-existing conditions, but can still deny adults with medical problems
until 2014. Read More…